Even as the Economy Grew, More Children Lost Health Insurance

The share of children with health coverage in the United States fell for the third consecutive year in 2019, according to census data, after decades of increases.

The decline occurred during a period of economic growth — before the coronavirus pandemic caused broad job losses that might have cost many more Americans their health insurance.

A report Friday by the Georgetown Center for Children and Families found that the ranks of uninsured children grew the most in Texas and Florida, and that Latino children were disproportionately affected. Nationally, the number of children without health insurance rose by 320,000 last year alone, to a total of nearly 4.4 million children, the report found.

“What’s so troubling about this data is we were making so much progress as a country,” said Joan Alker, the center’s executive director and an author of the report. “And now that progress is clearly reversing.”

The picture

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Lost your job and health insurance? Here is what you need to know

As the global pandemic enters its seventh month, millions of Americans lack health insurance. 

According to research by the Economic Policy Institute published in late August and taking into account jobs gained back after the worst of the shutdowns during the spring, the coronavirus pandemic has left more than six million Americans without job-sponsored health insurance. When you take into account dependents, that number rises to more than 12 million. 

“Though we don’t yet know precisely how damaging the Covid-19 shock has been to health insurance access, the shock has laid bare the huge uncertainty that employer-linked health insurance introduces into U.S. families’ lives. Even in normal times millions of U.S. households must manage coverage transitions in a given month. During economic crises, these coverage changes increasingly include transitioning into uninsured status, which puts families’ health and financial security at risk,” wrote Josh Bivens, author of the report and director

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Man threatens to kill his dentist over insurance issue with dentures



a person posing for the camera: Moussa Assi


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Moussa Assi

A Daytona Beach man unhappy insurance would no longer pay for adjustment of his dentures wanted his dentist dead, saying he would step on her with his shoe as she died, police said.

Records show Moussa Assi, 64, was booked into the Volusia County Branch Jail on Wednesday on charges of threats or extortion. He was in jail Thursday on $5,000 bail.

Assi threatened to kill dentist Jenna Obeng if she did not pay him double what was paid to her by insurance company Humana, a police report states.

“On Oct. 6, I will end her life. I will step on her with my shoe while she is dying,” Assi said on a voicemail message to the dentist, the report states.

In one call, Assi also said “I hope your entire family dies of coronavirus,” according to a police report.

Obeng contacted police Tuesday, saying

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Medicare vs. Medicaid: What Is the Difference? | Health Insurance

ALTHOUGH THEY WERE BORN ON THE SAME DAY, Medicare and Medicaid are not identical twins. And even though they have been around for 55 years, many people still confuse these government-backed two healthcare programs.

On July 30, 1965, President Lyndon Johnson signed the laws that created Medicare and Medicaid as part of his Great Society programs to address poverty, inequality, hunger and education issues. Both Medicare and Medicaid offer health care support, but they do so in very different ways and mostly to different constituencies.

According to the Medicare Rights Center:

  • Medicare is a federal program that provides health coverage to those age 65 and older, or to those under 65 who have a disability, with no regard to personal income.
  • Medicaid is a combined state and federal program that provides health coverage to those who have a very low income, regardless of age.

Some people may be eligible

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Companies are making some changes for employees health insurance amid the pandemic

More coverage for virtual doctors’ visits. Expanded mental health benefits. Access to on-site health clinics.



a book on a table


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As employees sign up for job-based coverage for 2021, they’ll find the coronavirus pandemic has changed some of the benefits that their companies are providing, experts said.

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And they’ll also see their premiums and out-of-pocket costs increase about 5%, which is more than wages and inflation have been rising, according to the Business Group on Health, which surveys large employers.

This bump comes on top of a 4% increase in premiums this year, according to the Kaiser Family Foundation’s annual employer health benefits survey. In 2020, the average annual premiums hit nearly $7,500 for single coverage and $21,500 for family coverage. Deductibles stayed roughly the same at about $1,650 for a single person.

One of the biggest changes for 2021 will be a growth in the number and types of virtual

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D.C. residents to see small increase in health insurance marketplace rates

Rates for individual coverage will increase overall by 0.2 percent and rates for small-group coverage, such as small businesses, will decrease by 0.5 percent, according to the D.C. Department of Insurance, Securities and Banking, which reviews and approves rates for the online marketplace.

The 2021 rates are a “big win for D.C. residents in making health care more affordable and accessible,” said William Borden, a professor of medicine and health policy at George Washington University. He pointed to how people have struggled to keep up with rising health insurance premiums, even before the novel coronavirus took hold.

“Having health insurance is clearly associated with better health outcomes, and so if there was going to be a sharp increase in insurance premiums that really could be devastating, especially as individuals, small businesses are already struggling financially,” Borden said.

Insurers initially asked for rate increases as high as 30 percent, but most

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Health Insurance Costs and Modern Medicine

It seems that the more insurance one has the higher go the fees. Doctors now earn substantially more than they did proportionally few years ago. While they know that their patients can recover most of the cost for their service they rarely get an argument from them. In Australia we have the Medicare system that covers everything for those without private health.

The previous Prime Minister, Tony Abbot, put this extra burden on people that they must have health insurance. Only the pensioners above 75 years are now covered by bulk billing. That is they are not charged and the government pays for them. Prior to the Abbot changes everyone had this type of benefit but the cost was unsustainable.

Because of that rise in fees the government is now looking for ways to cut it back even further. The increase in population from overseas migrants is putting an extra … Read More

Buying Health Insurance Through a Broker

In its most simple definition, a health insurance broker (also commonly known as an agent) is someone who is licensed to sell health insurance. However, there are many other services they provide you that fall under the umbrella of selling health insurance. Here are some of the most important:

  1. Perhaps the most important fact to know about working with an agent is that it’s free. Insurance agents are paid by insurance carriers, not by consumers. So don’t worry about having to pay some service fee for signing up for a plan with an agent, because it will cost you nothing more than if you were to do it yourself
  2. Health insurance is confusing, and an agent will explain it to you until it makes sense. Ask all the questions you want, that’s what they’re there for. Want to know what your coinsurance will be on a certain plan? Want to
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Shopping for a New Health or Dental Insurance Plan?

If you are one of the many self-employed or work for an employer that does not offer any insurance benefits, you will have to shop for health and dental policy on your own or with the help of an insurance agent. For some this may seem overwhelming but it really only takes some research to gain better understanding on how insurance plans are organized.

When reading a health insurance policy you will encounter insurance specific terms. These terms tell you what you are responsible to pay and what the insurance company will pay.

Copay – This is a cost sharing agreement in which the insured pays a predetermined amount and the insurance company pays the rest. Example: You have a $50 copay for a doctor visit where the cost is $80. You pay the $50 and insurance pays $30.

Deductible – This is how much the insured is responsible to … Read More

Health Insurance Solutions Part II

Time and time again there is a solution to every problem, challenge, obstacle or anything else that may cause us to fret. Ecclesiastes 3: 1-8. The Affordable Care Act never stated insurer had to do away with the underwriting process. Several elements to sell plans were implemented to conform and to be compliant with the law which included: essential health benefits which are all necessary; with the exception of pediatric dental and vision coverage, especially for someone who does not have minor children in their custody.

The other element is the fact that carriers could no longer deny coverage to consumers who has more than enough health related conditions with exorbitant premiums, terms in the insurance world “rated” because of preexisting conditions.

This is the major problem facing the health sector and why insurers are unable to measure their risk with finding reasonable rates for the American people. This is … Read More